Your complete informational guide to using Link Pay. Get step-by-step details on Link Pay Login, Registration, P2P Buy & Sell, earning Referral Commissions, and the App Download process.
Link Pay is a simple P2P (Peer-to-Peer) platform that helps users buy and sell digital assets easily. It connects buyers and sellers so they can trade supported assets like USDT directly with each other using UPI and other common payment methods. Whether you are new to P2P trading or already have experience, Link Pay is designed to make the process simple and easy to follow.
It offers a simple commission system, quick transactions, and a team referral program. These features give users more ways to use the platform and earn rewards. The process is easy to follow, with clear steps and no unnecessary charges. If you are looking for other similar trusted platforms, DiwaPay is another option to explore for P2P trading, quick payments, and a simple user experience.
When you open the app, you will see a simple dashboard with your Available Balance. Just below it, you can quickly access important options like USDT Deposits, Tasks, Team, and Orders. You will also find a 24/7 customer support bot icon that you can use whenever you need help.
Supported Payment Options on Link Pay
PhonePeGoogle PayPaytmMobikwikDigital USDT
Key Features of Link Pay
Discover what makes Link Pay one of the most reliable and user-friendly platforms for digital asset trading. Here are the top features that make this app stand out.
Secure P2P Trading:
Trade directly with verified, real users. The platform acts as a safe bridge, ensuring your digital assets and money are protected during every transaction.
Instant UPI Payments:
Easily buy and sell using popular, fast payment methods like UPI, Google Pay, and PhonePe. You do not have to wait for slow traditional bank transfers.
Zero Hidden Charges:
Enjoy complete transparency. There are no monthly account fees or hidden charges. You only pay a small, clearly displayed commission on successful trades.
Daily Referral Rewards:
Invite your friends to join using your unique referral link. Build your team and earn extra daily bonus commissions based on their trading activity.
24/7 Live Customer Support:
Get instant help whenever you need it. The built-in support system lets you chat directly with a live agent via Telegram to solve your payment or account issues.
How to Register on Link Pay
Joining Link Pay is a fast and simple process. Follow these straightforward steps to create your account.
Click the Register Now or Download Link Pay App button. A registration form will open.
Enter your User Name, Password, and Phone number (the form automatically uses the +91 prefix for Indian numbers).
Check the Refer Code box. If it is empty, please fill it with 0Lo1bR.
Click on Send for the OTP Code. Wait for the SMS and fill in the code.
Click the big green Sign Up button. Your account registration is now successful!
Next, download the Link Pay App file and install it on your mobile phone.
Login & Profile Setup
Logging In
Open the Link Pay app that you just installed on your phone.
Enter your registered Phone number and Password.
Check the Agree "User Privacy Agreement" box.
Click the large green Sign In button to open your personal dashboard and start using the app!
Setting Up Your Profile (My Asset)
After you log in, go to the My Asset page to secure your account. You will see your Deposit, Withdraw, and Commission balances here, along with 6 main tools (Wallet, Integral, Service, Message, Pin, Tutorial). Make sure to complete these actions:
Open the Wallet section to attach your personal UPI ID or bank details.
Open the Pin section to set a secure Transaction PIN. You will need this PIN to safely withdraw your money or approve payments.
Wallet & Money Deposits
We give you the freedom to choose how you want to fund your account. Link Pay supports both traditional currency and modern digital tokens.
Earning via INR Orders (Cashback)
For INR transactions, you can claim special reward orders. The dashboard shows up to 4% Cashback and lists active orders you can 'Claim' (for example, a ₹1000 order can give +40 income). Please use Mobikwik or Paytm wallets to complete these payments securely.
Deposit Digital Assets (USDT)
If you are familiar with crypto, you can deposit USDT directly. The system uses a fixed conversion ratio (e.g., 1 USDT = 111 INR). You can select either TRC20 (USDT-TRON Network) or BSC(BEP20). After completing the payment, please wait 3-5 minutes for the deposit to arrive in your wallet.
Payment Collection Tools
Link Pay offers powerful, easy-to-use tools to help you collect money from friends, family, or customers.
Personal Payment Tool
By selecting the Personal tab, you can link multiple personal wallets to collect money. Supported options include GooglePay, Freecharge, Phonepe, Mobikwik, Paytm, IndusPay, and BharatpeBiz. Some options even offer a "Binding Bonus" when you connect them. Payin limits generally range from 10.00 to 100,000.00 depending on the wallet you choose.
Business Payment Tool
If you own a shop, select the Business tab. Here you can bind your Paytm Business account to handle larger transactions (Payin 10.00 - 100,000.00). It makes managing your shop's daily income extremely easy, and you get a special Binding Bonus just for setting it up!
Link Pay Buy & Sell Process
Trading on Link Pay is designed to be fast and user-friendly. Below is a simple step-by-step guide to help you buy and sell digital assets smoothly.
How to Buy Digital Assets
Account Login: Open the Link Pay app and log into your account.
Select an Order: Go to the trading section and select an available order that matches the amount you want to buy.
Choose Payment Method: Select your preferred payment method (like UPI, Google Pay, or PhonePe).
Complete Payment: Send the exact payment amount to the seller using the details provided on the screen.
Check Order Status: Once paid, confirm it in the app. Wait a few moments for the seller to verify and release the digital assets into your wallet.
How to Sell Digital Assets
Selling your assets and receiving money directly into your bank account is an automated and easy process on Link Pay.
Go to the Asset Section: After you have bought or deposited digital assets, navigate to your Asset section.
Turn On the Selling Option: Activate the selling mode in your settings to start offering your assets to buyers.
Receive Payments: As soon as your selling starts, you will begin receiving money directly into your connected bank account from various buyers.
Automatic Deduction: For every payment you successfully receive in your bank, the exact equivalent amount of digital assets will be automatically minimized (deducted) from your Link Pay wallet balance.
Earning Rewards & Statistics
Link Pay is unique because it pays you back for being an active user. You do not just spend money; you can also earn it.
Completing Daily Tasks
The Task Rewards section lets you earn tokens across three categories: Newbie Tasks, Team Growth, and Daily Tasks. For example, as a new member, reaching a 20,000 trading volume rewards you with 178 tokens. Simply binding your Google wallet or Paytm Business wallet gives you 49 tokens each! Click 'Go to Bind' to claim them.
Tracking Your Success
The Statistics page gives you complete transparency. It tracks your exact Balance, Sell volume, Deposit, and Commission amounts. It also displays live data like the Real-Time Exchange Rate (e.g., 111 INR/USDT), In Process Orders, and your current Commission Rate (e.g., 4.00%). Just click the big green Start Selling button to begin!
Team & Referral Bonuses
The fastest way to grow your income on Link Pay is by inviting others to use the platform.
How the Referral Network Works
Inside the Team tab, you can copy your unique Invitation Link (e.g., code 0Lo1bR). You can easily share it using the built-in Telegram, Facebook, and WhatsApp buttons. The dashboard tracks your Total Commissions (Yesterday & Today) and organizes your New Team Members clearly into Level.B and Level.C so you can see exactly where your network is growing.
Important Rule: Do not create fake accounts on your own phone to get referrals. If the system catches you making duplicate accounts, you will be permanently banned.
Pros & Cons of Link Pay
We believe in being honest with our users. Here is a clear list of the benefits and things to watch out for.
Advantages (Pros)
Zero Delay: Money goes directly into your personal bank account.
Simple to Use: Designed with easy English so anyone can understand it.
UPI Support: Works perfectly with GPay, PhonePe, and Paytm.
Great Rewards: Earn free money through daily tasks and team referrals.
Disadvantages (Cons)
APK Download: You have to download it from our website, not the Play Store.
Strict Rules: Using multiple accounts on one phone leads to an instant ban.
Security & Safety
Keeping your money and account safe is very important when using any digital platform. Follow these simple security rules to protect your Link Pay account from scammers and ensure a safe P2P trading experience.
Never Share OTP or PIN: Link Pay customer service will never ask for your OTP, login password, or transaction PIN. Never share these details with anyone.
Verify Bank Payments: Always open your personal bank app to verify that the money has actually arrived in your account before clicking the release button on Link Pay. Do not trust SMS alerts or screenshots alone.
Avoid Fake Links & APKs: Only download the Link Pay app from trusted sources or the official website. Do not click on unknown links sent via WhatsApp or Telegram.
Secure Your Account: Always log out when you are not using the app, and avoid logging into your account on public Wi-Fi or other people's devices.
Duplicate Accounts: Do not create multiple or fake accounts using the same details. This violates the rules and may result in your account being restricted.
App Technical Information
Review the technical details and system requirements before downloading the application to your Android device.
App Name
Link Pay
Package Name
uni.app.UNIBA00479
Version
1.2.0 (120)
File Size
17.84 MB
Min Android Requirement
Android 7.0 API 24
Target Android
Android 14 API 34
App Type
Standard APK
How to Download and Install Link Pay
Getting started with Link Pay is a step-by-step process. You must register your account first before downloading the app:
Scroll to the top of this page and click the Download Link Pay App button.
A registration form will open. Fill in your details (Phone number, Password, OTP) and successfully Register your account.
After your registration is successful, you will get the option to Download the App file (APK).
Go to your phone's Settings > Security and enable the option to Install apps from unknown sources.
Open your File Manager, tap on the downloaded Link Pay file, and select Install. Once installed, log in with your registered details and start using it!
24/7 Customer Support
Link Pay provides quick and easy customer support to help you with any problems or questions. If you need help with a payment, account issue, or just want to ask a general question regarding Link Pay, you can easily chat with a live support agent.
Steps to Chat with a Support Agent:
Open the Link Pay app and look for the Customer Support icon (it looks like a little robot or a person wearing headphones) on your screen.
Tap on this icon to open the Service section.
Inside the Service menu, you will see options like the Official Channel and Official Customer Service.
Look right next to "Official Customer Service" and tap on the Contact button.
This will instantly open a chat in Telegram, where you can message a real agent to solve your issue or ask any question.
Link Pay Common Problems & Solutions
Experiencing technical glitches is common with any digital app. Below, we have outlined the most frequently reported Link Pay issues, along with quick and effective troubleshooting steps to resolve them instantly.
1. Link Pay OTP Not Arriving
If you are trying to register or reset your password and the One-Time Password (OTP) is delayed, wait for at least 60 seconds before tapping the "Resend OTP" button. Make sure your mobile network signal is strong. If the issue persists, try restarting your smartphone or clearing the Link Pay app cache from your device settings.
2. Cannot Login or Login Failed Error
A failed login attempt is usually due to incorrect credentials. Double-check your registered mobile number and password. Additionally, ensure that you are not connected to a Virtual Private Network (VPN), as active VPNs can sometimes block secure connections to the Link Pay servers.
3. Forgot Link Pay Password or PIN
If you have forgotten your login password, simply click on the "Forgot Password" option located on the login screen. The system will send a secure verification OTP to your registered mobile number, allowing you to easily create a new password and regain access to your account.
4. Link Pay APK File Not Installing
Sometimes Android devices block external installations. To fix this, go to your phone's Settings > Security and enable the "Install from Unknown Sources" permission. Also, check your phone's internal storage to ensure you have enough free space to accommodate the app installation.
5. Deposit or Payment is Pending
During peak trading hours, banking networks (like UPI servers) can occasionally experience delays. If your deposit or payment status shows as pending, kindly wait for 5 to 10 minutes. If the status does not update, take a clear screenshot of your transaction receipt and share it with the 24/7 Customer Support team within the app for manual verification.
6. Money Withdrawal Issues
If your withdrawal request fails, the most common reason is incorrect banking details. Go to your Wallet section and verify that your Bank Account Number, IFSC code, and UPI ID are entered correctly. Ensure you are also entering your correct Transaction PIN when confirming the withdrawal.
7. Account Restricted or Blocked
Link Pay maintains strict security protocols. If your account gets temporarily restricted (usually due to multiple incorrect PIN attempts or suspicious activity), do not panic. Contact the official Link Pay Customer Support directly via the Telegram link in the Service menu. They will verify your identity and restore your account.
8. Link Pay App Update Failing
If you are prompted to update the app but the update keeps failing, the best solution is a fresh installation. Completely uninstall the old Link Pay app from your device. Then, visit the official website to download the latest, bug-free APK file and install it anew.
Common Questions (FAQ)
Link Pay is a simple and secure Peer-to-Peer (P2P) trading application. It allows you to buy and sell digital assets, like USDT, directly with other verified users using popular Indian payment methods like UPI, PhonePe, and Google Pay.
P2P (Peer-to-Peer) simply means person-to-person. Instead of buying from a big company, you buy or sell directly with a real person. Link Pay acts as a safe bridge, holding the digital asset until both the buyer and seller confirm that the money transfer is successfully completed.
Yes! When you sell assets, the money goes directly from the buyer into your personal bank account. Link Pay does not hold your Indian Rupees (INR). Always check your own bank app to confirm you have received the exact amount before clicking any release buttons.
No, Link Pay believes in complete transparency. There are no hidden monthly fees or signup charges to create an account. The platform only takes a small, clearly visible commission on successful trades.
It is very easy to earn extra income! Open the app, go to the 'Team' section, and share your unique invite link with friends. When they join and start completing trades, you automatically earn a bonus commission based on their daily activity.
Providing the app directly as an APK file helps developers release new updates, fix bugs much faster, and offer new features without waiting for third-party app store approvals. It is completely safe to download and install on your Android device.
Most P2P transactions on Link Pay are completed within just a few minutes. Because it uses instant UPI payments, buying and selling is incredibly fast compared to traditional slow bank transfers.
If you ever need help, Link Pay has a 24/7 Customer Service bot built right into the app. You can find it in your Profile section and chat live with the support team to resolve any order disputes or account issues immediately.
Yes. If you are looking for another trusted P2P platform, DiwaPay is a great alternative. It offers similar secure trading features, instant transactions, and is highly recommended for digital asset traders.
Written & Reviewed by: Vikram Sharma
Published: September 27, 2026 | Last Updated: October 9, 2026
About the Author: Vikram Sharma has been testing finance apps and writing helpful guides for over 4 years. He didn't just write this article—he personally downloaded and used Link Pay to see exactly how it works. From testing UPI deposits to making real P2P trades, Vikram has shared his honest experience here to help you use the app safely and easily.